Now that you've chosen the perfect Ford car, truck, crossover, or SUV for your needs, it's time to decide whether you are going to finance or lease. Here at Bell Ford, we know the decision can be a difficult one. In order to help you make the most informed decision possible, we've created this comparison page for you to take advantage of before you come in. That way, you'll rest easy knowing that you've made the best decision for your budget and lifestyle.

When to Lease a Ford

For Phoenix, AZ drivers that want lower monthly payments and a new model every few years, then leasing is the perfect option. Even though you won't own the vehicle when the contract is up and there are often mileage and customization restrictions, a Ford lease will provide you with lower monthly payments than financing. After your 2-3 year lease has concluded, you'll have the option to sign a lease for a brand new vehicle or purchase the vehicle you leased previously.

Who Owns ItAt the end of your lease contract, you may purchase the vehicle or sign a contract for a new vehicle.
Up-Front CostsYou'll be required to pay the first payment, security deposit, and any state fees and taxes.
Future ValueSince you won't own it, you won't have to worry about depreciation.
End of PaymentsYour lease payments end at the conclusion of your contract. Any end-of-lease fees, agreed upon at the time of signing, will be required, as well as payment for any damage that doesn't fall under normal wear and tear.

When to Buy A Ford

For those that want to customize with aftermarket parts, don't want mileage restrictions, and are interested in owning their vehicle at the end of the contract, then purchasing a vehicle from our Ford dealership in Phoenix, AZ is the way to go.

Who Owns ItWhen you've finished making payments on your Ford, you will own it outright.
Up-Front CostsA down payment will be required for a loan as well as any state registration fees.
Future ValueAs time goes on, a vehicle depreciates in value. For those looking to sell in the future, every imperfection will be factored into its value. You will also have the freedom to sell it whenever you like.
End of PaymentsOnce your payments are complete, you will own your vehicle. You can freely drive it for as long as you'd like.

Purchase or Lease a Ford in Phoenix, AZ Today!

For more information on purchasing vs. leasing your next Ford model, feel free to contact our finance department through our website or by calling us at 602-457-8261.




Bell Ford

2401 West Bell Road
Directions Phoenix, AZ 85023

  • Sales: (602) 457-8261
  • Service: (602) 457-8259
  • Parts: (602) 457-8254

Showroom Hours

  • Monday 8am-9pm
  • Tuesday 8am-9pm
  • Wednesday 8am-9pm
  • Thursday 8am-9pm
  • Friday 8am-9pm
  • Saturday 8am-8pm
  • Sunday 10am-6pm


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