Ford Lease vs. Buy Comparison in Phoenix, AZ

Now that you’ve chosen the perfect Ford car, truck, crossover, or SUV for your needs, it’s time to decide whether you are going to finance or lease. Here at Bell Ford, we know the decision can be a difficult one. In order to help you make the most informed decision possible, we’ve created this comparison page for you to take advantage of before you come in. That way, you’ll rest easy knowing that you’ve made the best decision for your budget and lifestyle.

When to Lease a Ford

For Phoenix, AZ drivers that want lower monthly payments and a new model every few years, then leasing is the perfect option. Even though you won’t own the vehicle when the contract is up and there are often mileage and customization restrictions, a Ford lease will provide you with lower monthly payments than financing. After your 2-3 year lease has concluded, you’ll have the option to sign a lease for a brand new vehicle or purchase the vehicle you leased previously.
Who Owns It At the end of your lease contract, you may purchase the vehicle or sign a contract for a new vehicle.
Up-Front Costs You'll be required to pay the first payment, security deposit, and any state fees and taxes.
Future Value Since you won't own it, you won't have to worry about depreciation.
End of Payments Your lease payments end at the conclusion of your contract. Any end-of-lease fees, agreed upon at the time of signing, will be required, as well as payment for any damage that doesn't fall under normal wear and tear.

When to Buy A Ford

For those that want to customize with aftermarket parts, don’t want mileage restrictions, and are interested in owning their vehicle at the end of the contract, then purchasing a vehicle from our Ford dealership in Phoenix, AZ is the way to go.
Who Owns It When you've finished making payments on your Ford, you will own it outright.
Up-Front Costs A down payment will be required for a loan as well as any state registration fees.
Future Value As time goes on, a vehicle depreciates in value. For those looking to sell in the future, every imperfection will be factored into its value. You will also have the freedom to sell it whenever you like.
End of Payments Once your payments are complete, you will own your vehicle. You can freely drive it for as long as you'd like.

Purchase or Lease a Ford in Phoenix, AZ Today!

For more information on purchasing vs. leasing your next Ford model, feel free to contact our finance department through our website or by calling us at  (602)-457-8261.